Just three
weeks ago my Guardian Angel told me “Don’t drive aggressively as you did
recently – you haven’t had any accident and may it stay so”. I have mended my
ways in terms of style of driving and avoid risky manoeuvres, but there are
several other factors that can contribute to accidents on the road. I had my
first one, a scrape, rather than a full-scale collision, yesterday.
Funnily
enough, I didn’t damage my own car, nor my father’s car…
The post
for today was meant to be titled “Renault Clio IV – driving impressions”. I
decided to accept a personal invitation for a test drive from the local
dealership where I have my old Megane serviced and ventured there yesterday.
Before setting out, I dropped in on the near garage, where I had my tyres
changed for the winter ones. Forecasters had warned of winter attack over a
week ago and arranged the visit, so the weather has not caught me napping
(yesterday Warsaw saw the first snowfall this autumn, quite heavy). The
difference between summer and winter tyres is noticeable, mostly on a slush
which was on the roads yesterday. The car holds the road much better, reacts
differently when accelerator and brake pedals are used. It’s all obvious…
I drove to
Konstancin, took a test drive as scheduled. I was only stunned by the car’s
magnificent design and drove rather carefully as the car lacked winter tyres
and actually wasn’t impressed by the dynamics of 0.9 litre turbocharged engine.
To get back to the dealership I had to make a u-turn on the roundabout with
traffic lights. I drove through such roundabouts several times, including this
one, with which I was familiar. I knew very well a green light on one road
allowed me to turn left, where I would encounter another, red light for a
perpendicular road, before which I should have stopped. It was a moment of my
inattention or lapse of concentration and I realised it a bit of too late, just
ahead of the traffic light and ahead of another road. I skimmed on the brakes,
but did not avoid rubbing against the left side of another vehicle, moving
straight ahead on the perpendicular road. My fault…
Damages:
first of all, no injuries to people travelling in both cars (at such low speed
little bad could happen), brand new Renault Clio had its front bumper severely
scratched and number plate board ripped off, Fiat Palio Weekend had both left
doors sternly scratched and slightly dented and side lath on driver’s door torn
away. Both cars were still roadworthy.
First
advice in such situations: stay calm and plead guilty if you are. Any attempt
to shirk responsibility is an open invitation for the owner of a damaged car to
call the police. It only make things worse – who needs a fine of a few hundred
zlotys on top of the collision? Both the Fiat driver and a salesman who travelled
with me as a passenger kept cool heads. We all drove to the dealership to write
out a “culprit’s statement” (in which I concede I had caused the accident) to
secure covering the costs of repair of the Fiat by the Renault’s insurer. In
the meantime mechanics from Renault garage reattached the number plate to the
new Clio so that other clients could test the car. Then I looked after my own
business and made sure Renault’s own damage insurance policy also covered all
damages inflicted by clients, so the insurer would not have recourse to me. The only way the prang will hit my wallet is that instead of
having a maximum, 60% third-party liability motor insurance discount next year,
I will see it go down from 50% to 40% (assuming no accident along the way) and it
will take two years to reach the maximum amount (expected loss over two years: roughly
300 PLN – still little compared to cost of repairing two damaged cars which I
estimate would be between 3,000 and 5,000 PLN). I could of course try to
conceal the collision, but my data will be recorded in the central registry of
culprit, run by Insurance Guarantee Fund and available for all motor insurers,
so it would not pay off…
Yesterday’s
smash-up only borne out how I have changed. When over two years ago I dented the front bumper in (then my father’s) Megane I reacted very emotionally and
didn’t feel like sitting behind the wheel the next day, but my father forced to
me to overcome the trauma. Yesterday I stayed very calm, not to make things worse
and secure my interests. Then I cleared my car of snow and drove safely back
home, told my parents about the prang, informed about it on facebook… A lesson
learnt – drive more carefully.
Funnily
enough, I have driven around 15,000 kilometres, almost all with my car, went
for a short (less than 10 kilometres) trip with a dealer’s car and damaged it,
while saving my own one. Actually if the same had happened if I had driven my
Megane: (1) the accident might have not happened, as Clio was on summer tyres
and on winter tyres the car might have stopped, (2), even if I crashed, I
wouldn’t decide to repair my car, I would just carry on driving with scratched
front bumper…
As long as nobody is injured and only cars are
damaged, there’s no point in dwelling on an accident. Accidents happen and will
happen, but I hope I won’t have any, even such minor scrape in the future…